Pratham Finance
study loan

study loan

A study loan can make higher education more achievable without putting sudden pressure on family savings. We help students and parents understand loan eligibility, course coverage, collateral requirements, moratorium period, repayment options, and documents for studies in India or abroad.

Funding support for your education goals

Every course and university has different expenses, from tuition fees and hostel costs to travel, books, equipment, and living expenses. Our team helps you prepare the right estimate and choose a repayment plan that starts sensibly after the study period.

  • Loans for India and abroad education
  • Tuition, living cost, and travel expense guidance
  • Moratorium and repayment planning
  • Document and admission proof support
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Before applying, we help you check the expected loan amount, co-applicant requirements, collateral rules, margin money, interest rate, processing charges, and repayment schedule so the education plan stays financially realistic.

Study loan FAQ

What expenses can a study loan cover?

It can cover tuition fees, hostel or living expenses, books, equipment, exam fees, travel for abroad studies, and other approved education-related costs.

Is a co-applicant required?

In most cases, a parent or guardian is required as a co-applicant. The exact requirement depends on the lender, loan amount, course, and student profile.

When does repayment start?

Many education loans offer a moratorium period during the course and for a short time after completion. We help you understand when EMI starts and how interest is calculated.

EMI CALCULATOR

Monthly EMI

₹ 0

Total Interest

₹ 0

Total Payment

₹ 0

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